SMART Money Matters focuses on the path to making 
smart financial decisions by educating, engaging and empowering employees.

• 76% live paycheck to pay check (including 30% of the people who earn than $100,000 per year)

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• 44% don't have at least $2,000 set aside in emergency expenses

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• 33% don't put money into their savings account each month and 30% save less than $100 per month

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• 36 % of workers don't put money into a retirement savings plan

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• 46% of employees spend, on average two to three hours per week hours dealing with their personal finances rather than the work at hand

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• 79% of Americans reported that personal finances keep them awake at night. 

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* Financial Wellness in the Workplace 2015 - Alliance

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